20%
recurring
SaaS & Software
Referral Program Directory
Featured Programs
Top-paying programs,
clearly ranked
$50
flat
Finance & Banking
Wise Business Referrals
20%
recurring
E-Commerce Tools
Shopify Partner Program
$25
credit
Cloud & Hosting
DigitalOcean Referral
30%
recurring
Design Tools
Figma Affiliate Program
30%
recurring
Email Marketing
ConvertKit Creator Referrals
How RefList Works
Built for researchers,
not spammers
Every program in RefList is hand-reviewed. We surface the details that actually matter — so you can spend your time referring, not researching.
I.
Search and filter
Filter by category, commission type, payout frequency, or minimum payout threshold. Every entry is tagged so you find exactly what fits your audience.
II.
Read the real terms
Commission rate, payout structure, cookie duration, minimum thresholds — all clearly laid out on each program page. No login walls. No buried fine print.
III.
Apply and start earning
Each listing links directly to the program's official sign-up page — no intermediaries, no tracking. You apply on their terms and keep 100% of your commissions.
"The best referral income comes from programs you'd recommend anyway. RefList helps you find the ones worth recommending."
— RefList Editorial
Browse by Category
Every industry.
Every commission type.
300+ programs across 12 categories. Updated weekly as new programs launch.
84 programs
SaaS & Software
Up to 40% recurring
Browse category →
52 programs
Finance & Banking
Up to $200 per referral
Browse category →
41 programs
E-Commerce Tools
Up to 30% recurring
Browse category →
38 programs
Marketing & Email
Up to 35% recurring
Browse category →
29 programs
Travel & Hospitality
Up to $150 per booking
Browse category →
33 programs
Cloud & Hosting
Up to $500 in credits
Browse category →
24 programs
HR & Recruiting
Up to $1,000 per hire
Browse category →
21 programs
Design & Creative
Up to 30% recurring
Browse category →
31 programs
Education & Courses
Up to 45% per sale
Browse category →
19 programs
Health & Wellness
Up to 25% per sale
Browse category →
17 programs
Cybersecurity
Up to 30% recurring
Browse category →
12 programs
Legal & Compliance
Up to $500 per client
Browse category →
$4.2B
paid in referral commissions annually by the programs in our directory
72%
of referral income seekers struggle to find consolidated, accurate program data
9 min
average time to find, evaluate, and apply to a program using RefList
"Most affiliate directories are built for search engines, not people. RefList is built for the person who wants to know exactly what they're signing up for before they refer a single client."
Hand-reviewed programs
No affiliate links in the directory
No login required to browse
Updated weekly
Questions
Everything you need to know
RefList is built around transparency. Here are the most common questions about how the directory works.
Have another question? Subscribe for updates →- 01 What is RefList?
- RefList is a curated, searchable directory of referral and commission programs. We catalog programs across 12 categories — from SaaS to finance to travel — and clearly surface commission rates, payout structures, and direct application links so you can find and join the programs that actually pay.
- 02 Is RefList free to use?
- Yes. RefList is completely free to browse. No login, no account, no paywall. We believe the directory should be openly accessible to anyone looking for referral income opportunities.
- 03 Do you earn affiliate commissions from the programs you list?
- No. RefList does not use affiliate or referral links within the directory itself. Every program listing links directly to the official program page. Our independence is what makes the curation trustworthy.
- 04 How often is the directory updated?
- We review and add new programs weekly. Commission rates and terms are verified when programs are added and checked periodically. Our Friday newsletter highlights newly added and recently changed programs.
- 05 What types of referral programs are listed?
- RefList covers recurring commission SaaS programs, flat-fee referral bonuses, credit-based referrals, and hybrid structures. Categories include SaaS & Software, Finance & Banking, E-Commerce Tools, Marketing & Email, Cloud & Hosting, Travel, HR, Design, Education, Health, Cybersecurity, and Legal.
- 06 How can I submit a referral program for listing?
- We accept program submissions through our submit form. All submissions are manually reviewed before being added to the directory. We only list programs with clear, publicly accessible terms and a verifiable commission structure.